Empower consumers and clients
We provide tools, resources and controls that enable others to make better decisions about managing risk.
Convenience for cardholders
Travel Notification Services (TNS)
Avoid mistaken purchase declines while your cardholders are traveling by incorporating cardholder self-reported travel plans into approval decisions.
Learn more about TNSVisa Transaction Controls (VTC)
Empower cardholders by giving them the ability to place their own rules on a payment card's use and to setup notifications for different financial events.
Learn more aobut VTC
Invest in intelligence and technology
We bolster trust in our network by utilizing talent and technology to help prevent, detect and eradicate threats.
Optimize authorization process
Comprehensive risk management helps our partners optimize loss prevention and maximize profitability.
Visa Advanced Authorization (VAA)
A comprehensive risk management tool that monitors and evaluates VisaNet authorizations in real time, helping issuers to promptly identify and respond to emerging fraud patterns and trends.
Visa Risk Manager (VRM)
Provides issuers with a powerful online platform that manages rules in real-time to decline high risk purchases/wallet provisioning requests and flag suspicious purchases that require further investigation.
Enable seamless authentication
We deploy new technology, enabling our partners to deliver frictionless experiences that help identify and authenticate consumers.
Visa Trusted Listing*
Enables consumers to designate "trusted" digital merchants and skip subsequent consumer authentication requirements as defined in Europe's Second Payment Services Directive (PSD2).
Visa Consumer Authentication Service (VCAS)
Supports an issuer’s authentication strategy within their 3-D Secure program by providing real-time risk assessment against ecommerce fraud. Works behind the scenes evaluating each transaction based on data from Visa, the merchant and the issuer.
Help prevent, detect and eradicate threats
By identifying ecosystem attacks and fraud warnings early, we can work to address any vulnerability before it becomes a breach.
Vital Signs
Actively monitors for and helps counter fraudulent ATM cash-out attempts by employing sophisticated technical and analytical capabilities, including concise alerting and automated notifications for issuers.
Visa Account Attack Intelligence
Protects the ecosystem and our clients by using artificial intelligence to detect patterns in data that are otherwise undetectable by humans, identifying instances of brute force payment account enumeration. Visa Account Attack Intelligence helps to eliminate false positives and focuses on identifying sophisticated attacks quickly, while also enabling Visa and our partners to monitor and quantify the impact of these attacks.
Develop strategies to deliver value
Visa Consulting & Analytics has industry knowledge and expertise to generate actionable business insights and propose data driven services and solutions to grow your business, optimize your investments and improve performance.
Country/client security roadmaps
In partnership with local regulators, Merchants, Acquirers, Issuers and strategic partners, Visa creates country-specific security roadmaps that outline the technology and investments necessary to secure payments. These roadmaps include details on new technologies, including best practices and country-wide mandates.
Risk managers
Every client has a risk partner at Visa. By engaging directly with clients and partnering with stakeholders, this team helps drive security initiatives and builds trust in the payments ecosystem.
Using analytics for enhanced performance
We utilize advanced analytics and data to help authorize secure transactions and make better business decisions during disputes.
Actionable Fraud Intelligence (AFI)
Provides issuers with specific, actionable insights to improve fraud performance through proprietary benchmarking data that can help to reduce fraud without material impact to authorization approval rates.
Visa Advanced Authorization Fraud Detection (VAAFD)
A powerful interactive dashboard for issuers providing specific, actionable insights on fraud performance improvement opportunities through unique, competitive benchmarking data.
VisaVue Online-Fraud Performance Benchmarking
Fraud Performance Benchmarking report that provides a powerful combination of timely, comprehensive and targeted information and benchmarking data to enable issuers and acquirers to more effectively meet today’s fraud control and risk management demands.
Set governance process
We share intelligence and insights to help businesses and regulators stay nimble in the changing security landscape.
Innovate at scale
We help enable secure digital commerce and establish high standards for transactions around the world.
EMV 3-D Secure
Обеспечивает более эффективный обмен данными между продавцами и эмитентами в процессе идентификации держателей карт для осуществления электронных транзакций. Этот усиленный процесс идентификации на основании рисков позволяет улучшить пользовательский опыт для потребителей, поддерживая при этом высокий уровень безопасности.
Токенизация
Новая платежная архитектура, спроектированная для уменьшения случаев мошенничества, которая делает платежную среду безопасной для продавцов, работающих без представления карты, и в POS-терминалах. Токенизация заменяет конфиденциальную информацию о счете уникальным цифровым идентификатором, который называется токен. Она позволяет обрабатывать платежи в магазине, онлайн и в приложении без сообщения фактических данных счета, которые могут быть скомпроментированы.
Safeguard data
We continuously work with clients and stakeholders to help prevent, investigate and mitigate data compromises throughout the payment ecosystem.
Расследование случаев утечки данных
Специалисты отдела по расследованию случаев мошенничества с платежами Visa реализуют многоуровневый подход для анализа информации, инструментов и возможностей предотвращения, расследования и сведения к минимуму влияния несанкционированного доступа к данным на эмитентов.
Credit Settlement Risk (CSR)
Visa's Credit Settlement Risk Team helps protect against losses by conducting credit evaluations of new Issuer applicants, existing issuer clients and countries where clients are domiciled.
Best practices and security alerts
We help ecosystem players proactively manage risk through education on security trends and training on threat response and prevention.
Client education
Visa provides ongoing education that helps clients stay informed on changing trends in security and how to respond effectively to protect themselves.
Payment System Intelligence Security Alerts
Delivers intelligence analysis and recommendations to issuers, acquirers and merchants of potential cybercrime threats, account compromises and fraud.